Products and completed operations, professional liability, and contract risk transfer for the companies that build the attractions industry.
Manufacturers, suppliers, and consultants are IAAPA’s largest constituency — 2,755 members ranging from billion-dollar ride manufacturers to one-person consulting firms. What unites them is that everything they produce ends up in a public-access environment where guests of every age interact with it, and it stays there. A ride designed and sold in 2005 may still be running in 2035, and any injury across that entire operational life can generate a products liability claim against its manufacturer.
That long tail makes policy continuity across years as important as limits in any given year — a gap in coverage exposes every prior year’s products. A second, more immediate exposure is contractual. Park operators impose insurance requirements on every supplier and vendor entering their property, frequently $5 million to $25 million in general liability and $10 million or more in umbrella, with specific additional insured endorsements. Suppliers who cannot satisfy those requirements lose the business, and many carry less than their own contracts demand without knowing it.
COVERAGE FOR THIS CLASS
For manufacturers, suppliers, and consultants, this coverage provides the foundation liability policy for every attraction, written on forms shaped to ride operation, queue-line incidents, special events, and high guest density rather than generic commercial GL.
For manufacturers, suppliers, and consultants, this coverage provides the line that determines whether a catastrophic claim ends the business; towers are built from the excess down to match the severity this industry actually faces.
For manufacturers, suppliers, and consultants, this coverage provides for members working across borders, covering liability from foreign operations, installation, and product sales.
For manufacturers, suppliers, and consultants, this coverage provides built for the seasonal, J-1, and full-time staffing mix and the elevated class codes attractions carry, coordinated with return-to-work programs.
For manufacturers, suppliers, and consultants, this service provides full-spectrum benefits including group health, dental, vision, life, and pharmacy, coordinated alongside P&C placement.
For manufacturers, suppliers, and consultants, this service provides outsourced payroll, HR administration, and compliance support for operators without an in-house HR function.
For manufacturers, suppliers, and consultants, this service provides compliant screening for high-volume seasonal hiring, including the more rigorous screening carriers require for staff working with children or animals.
For manufacturers, suppliers, and consultants, this coverage provides protection for ticketing, POS, guest data, and operational technology behind ride control, addressing both guest-data breach and OT compromise.
For manufacturers, suppliers, and consultants, this coverage provides coverage purpose-built for attractions properties, from coasters and animatronics to historic museum buildings, with underwriters who understand true replacement cost.
For manufacturers, suppliers, and consultants, this coverage covers safety-critical equipment and products in transit, written against documented inspection and replacement cycles.
For manufacturers, suppliers, and consultants, this coverage provides for qualifying, well-run operators: access to captive and alternative risk transfer structures that let a member retain underwriting profit.
For manufacturers, suppliers, and consultants, this coverage provides structuring and reviewing certificates of insurance, additional insured endorsements, and indemnification wording so risk sits with the right party.
For manufacturers, suppliers, and consultants, this service provides year-round risk management delivered through Higginbotham Day Two Services (r), including safety review, compliance, and incident response.
For manufacturers, suppliers, and consultants, this service provides 365-day claims advocacy plus pre-loss readiness, including written incident-response plans and pre-arranged crisis communications support.
For manufacturers, suppliers, and consultants, this service provides on-demand access to an attractions-focused safety library, co-developed with IAAPA Safety Institute standards.
For manufacturers, suppliers, and consultants, this service provides a structured review comparing carried limits against the contractual insurance requirements imposed by customers, landlords, and municipalities.
For manufacturers, suppliers, and consultants, this service provides a single digital intake that replaces duplicate-application paperwork across the full coverage portfolio.
For manufacturers, suppliers, and consultants, this service provides direct access to a dedicated specialty service team, the same people who underwrite, service, and advocate for the account.
For manufacturers, suppliers, and consultants, this service provides member-only pricing and program incentives across covered lines and program-related services.
OUR INSURANCE SOLUTIONS
The coverage available through IAAPA Insurance Solutions is built around how attractions actually operate — helping members manage catastrophic exposure, protect their guests and staff, and hold coverage that reflects the way the business really runs.
BUILT FOR THE INDUSTRY
Coverage forms, underwriting, and market access built for rides, water, animals, collections, and adventure — not generic commercial policies with riders attached.
ENDORSED BY THE INDUSTRY
The insurance program your association built, aligned with IAAPA Safety Institute standards and available to members worldwide.
BACKED BY HIGGINBOTHAM
Delivered through the 18th-largest broker in the United States, with 140+ offices and the specialty market relationships this industry requires.
FAQ
What is IAAPA Insurance Solutions?
Who is it for?
Can you write classes other markets have declined?
Do I have to move all my insurance to the program?
Will my rates be lower?
Is this just one type of coverage?
What types of insurance are available?
Why go through the program instead of buying coverage on my own?
How does the program handle a serious incident?
Do you help with risk management and safety, or just placement?
Are there benefits beyond insurance coverage?
How does IAAPA benefit from this program?
I’m a supplier, not an operator. Is this for me?
How do I get started?
Still have questions? Whether it’s about coverage, market access, or how the program works for your specific operation, our team is ready to help.
Request a coverage adequacy audit. Most members find a gap.
Products and completed operations, professional liability, and contract risk transfer for the companies that build the attractions industry.
Manufacturers, suppliers, and consultants are IAAPA’s largest constituency — 2,755 members ranging from billion-dollar ride manufacturers to one-person consulting firms. What unites them is that everything they produce ends up in a public-access environment where guests of every age interact with it, and it stays there. A ride designed and sold in 2005 may still be running in 2035, and any injury across that entire operational life can generate a products liability claim against its manufacturer.
That long tail makes policy continuity across years as important as limits in any given year — a gap in coverage exposes every prior year’s products. A second, more immediate exposure is contractual. Park operators impose insurance requirements on every supplier and vendor entering their property, frequently $5 million to $25 million in general liability and $10 million or more in umbrella, with specific additional insured endorsements. Suppliers who cannot satisfy those requirements lose the business, and many carry less than their own contracts demand without knowing it.
COVERAGE FOR THIS CLASS
For manufacturers, suppliers, and consultants, this coverage provides the foundation liability policy for every attraction, written on forms shaped to ride operation, queue-line incidents, special events, and high guest density rather than generic commercial GL.
For manufacturers, suppliers, and consultants, this coverage provides the line that determines whether a catastrophic claim ends the business; towers are built from the excess down to match the severity this industry actually faces.
For manufacturers, suppliers, and consultants, this coverage provides for members working across borders, covering liability from foreign operations, installation, and product sales.
For manufacturers, suppliers, and consultants, this coverage provides built for the seasonal, J-1, and full-time staffing mix and the elevated class codes attractions carry, coordinated with return-to-work programs.
For manufacturers, suppliers, and consultants, this service provides full-spectrum benefits including group health, dental, vision, life, and pharmacy, coordinated alongside P&C placement.
For manufacturers, suppliers, and consultants, this service provides outsourced payroll, HR administration, and compliance support for operators without an in-house HR function.
For manufacturers, suppliers, and consultants, this service provides compliant screening for high-volume seasonal hiring, including the more rigorous screening carriers require for staff working with children or animals.
For manufacturers, suppliers, and consultants, this coverage provides protection for ticketing, POS, guest data, and operational technology behind ride control, addressing both guest-data breach and OT compromise.
For manufacturers, suppliers, and consultants, this coverage provides coverage purpose-built for attractions properties, from coasters and animatronics to historic museum buildings, with underwriters who understand true replacement cost.
For manufacturers, suppliers, and consultants, this coverage covers safety-critical equipment and products in transit, written against documented inspection and replacement cycles.
For manufacturers, suppliers, and consultants, this coverage provides for qualifying, well-run operators: access to captive and alternative risk transfer structures that let a member retain underwriting profit.
For manufacturers, suppliers, and consultants, this coverage provides structuring and reviewing certificates of insurance, additional insured endorsements, and indemnification wording so risk sits with the right party.
For manufacturers, suppliers, and consultants, this service provides year-round risk management delivered through Higginbotham Day Two Services (r), including safety review, compliance, and incident response.
For manufacturers, suppliers, and consultants, this service provides 365-day claims advocacy plus pre-loss readiness, including written incident-response plans and pre-arranged crisis communications support.
For manufacturers, suppliers, and consultants, this service provides on-demand access to an attractions-focused safety library, co-developed with IAAPA Safety Institute standards.
For manufacturers, suppliers, and consultants, this service provides a structured review comparing carried limits against the contractual insurance requirements imposed by customers, landlords, and municipalities.
For manufacturers, suppliers, and consultants, this service provides a single digital intake that replaces duplicate-application paperwork across the full coverage portfolio.
For manufacturers, suppliers, and consultants, this service provides direct access to a dedicated specialty service team, the same people who underwrite, service, and advocate for the account.
For manufacturers, suppliers, and consultants, this service provides member-only pricing and program incentives across covered lines and program-related services.
OUR INSURANCE SOLUTIONS
The coverage available through IAAPA Insurance Solutions is built around how attractions actually operate — helping members manage catastrophic exposure, protect their guests and staff, and hold coverage that reflects the way the business really runs.
BUILT FOR THE INDUSTRY
Coverage forms, underwriting, and market access built for rides, water, animals, collections, and adventure — not generic commercial policies with riders attached.
ENDORSED BY THE INDUSTRY
The insurance program your association built, aligned with IAAPA Safety Institute standards and available to members worldwide.
BACKED BY HIGGINBOTHAM
Delivered through the 18th-largest broker in the United States, with 140+ offices and the specialty market relationships this industry requires.
FAQ
What is IAAPA Insurance Solutions?
Who is it for?
Can you write classes other markets have declined?
Do I have to move all my insurance to the program?
Will my rates be lower?
Is this just one type of coverage?
What types of insurance are available?
Why go through the program instead of buying coverage on my own?
How does the program handle a serious incident?
Do you help with risk management and safety, or just placement?
Are there benefits beyond insurance coverage?
How does IAAPA benefit from this program?
I’m a supplier, not an operator. Is this for me?
How do I get started?
Still have questions? Whether it’s about coverage, market access, or how the program works for your specific operation, our team is ready to help.
Request a coverage adequacy audit. Most members find a gap.
Products and completed operations, professional liability, and contract risk transfer for the companies that build the attractions industry.
Manufacturers, suppliers, and consultants are IAAPA’s largest constituency — 2,755 members ranging from billion-dollar ride manufacturers to one-person consulting firms. What unites them is that everything they produce ends up in a public-access environment where guests of every age interact with it, and it stays there. A ride designed and sold in 2005 may still be running in 2035, and any injury across that entire operational life can generate a products liability claim against its manufacturer.
That long tail makes policy continuity across years as important as limits in any given year — a gap in coverage exposes every prior year’s products. A second, more immediate exposure is contractual. Park operators impose insurance requirements on every supplier and vendor entering their property, frequently $5 million to $25 million in general liability and $10 million or more in umbrella, with specific additional insured endorsements. Suppliers who cannot satisfy those requirements lose the business, and many carry less than their own contracts demand without knowing it.
COVERAGE FOR THIS CLASS
For manufacturers, suppliers, and consultants, this coverage provides the foundation liability policy for every attraction, written on forms shaped to ride operation, queue-line incidents, special events, and high guest density rather than generic commercial GL.
For manufacturers, suppliers, and consultants, this coverage provides the line that determines whether a catastrophic claim ends the business; towers are built from the excess down to match the severity this industry actually faces.
For manufacturers, suppliers, and consultants, this coverage provides for members working across borders, covering liability from foreign operations, installation, and product sales.
For manufacturers, suppliers, and consultants, this coverage provides built for the seasonal, J-1, and full-time staffing mix and the elevated class codes attractions carry, coordinated with return-to-work programs.
For manufacturers, suppliers, and consultants, this service provides full-spectrum benefits including group health, dental, vision, life, and pharmacy, coordinated alongside P&C placement.
For manufacturers, suppliers, and consultants, this service provides outsourced payroll, HR administration, and compliance support for operators without an in-house HR function.
For manufacturers, suppliers, and consultants, this service provides compliant screening for high-volume seasonal hiring, including the more rigorous screening carriers require for staff working with children or animals.
For manufacturers, suppliers, and consultants, this coverage provides protection for ticketing, POS, guest data, and operational technology behind ride control, addressing both guest-data breach and OT compromise.
For manufacturers, suppliers, and consultants, this coverage provides coverage purpose-built for attractions properties, from coasters and animatronics to historic museum buildings, with underwriters who understand true replacement cost.
For manufacturers, suppliers, and consultants, this coverage covers safety-critical equipment and products in transit, written against documented inspection and replacement cycles.
For manufacturers, suppliers, and consultants, this coverage provides for qualifying, well-run operators: access to captive and alternative risk transfer structures that let a member retain underwriting profit.
For manufacturers, suppliers, and consultants, this coverage provides structuring and reviewing certificates of insurance, additional insured endorsements, and indemnification wording so risk sits with the right party.
For manufacturers, suppliers, and consultants, this service provides year-round risk management delivered through Higginbotham Day Two Services (r), including safety review, compliance, and incident response.
For manufacturers, suppliers, and consultants, this service provides 365-day claims advocacy plus pre-loss readiness, including written incident-response plans and pre-arranged crisis communications support.
For manufacturers, suppliers, and consultants, this service provides on-demand access to an attractions-focused safety library, co-developed with IAAPA Safety Institute standards.
For manufacturers, suppliers, and consultants, this service provides a structured review comparing carried limits against the contractual insurance requirements imposed by customers, landlords, and municipalities.
For manufacturers, suppliers, and consultants, this service provides a single digital intake that replaces duplicate-application paperwork across the full coverage portfolio.
For manufacturers, suppliers, and consultants, this service provides direct access to a dedicated specialty service team, the same people who underwrite, service, and advocate for the account.
For manufacturers, suppliers, and consultants, this service provides member-only pricing and program incentives across covered lines and program-related services.
OUR INSURANCE SOLUTIONS
The coverage available through IAAPA Insurance Solutions is built around how attractions actually operate — helping members manage catastrophic exposure, protect their guests and staff, and hold coverage that reflects the way the business really runs.
BUILT FOR THE INDUSTRY
Coverage forms, underwriting, and market access built for rides, water, animals, collections, and adventure — not generic commercial policies with riders attached.
ENDORSED BY THE INDUSTRY
The insurance program your association built, aligned with IAAPA Safety Institute standards and available to members worldwide.
BACKED BY HIGGINBOTHAM
Delivered through the 18th-largest broker in the United States, with 140+ offices and the specialty market relationships this industry requires.
FAQ
What is IAAPA Insurance Solutions?
Who is it for?
Can you write classes other markets have declined?
Do I have to move all my insurance to the program?
Will my rates be lower?
Is this just one type of coverage?
What types of insurance are available?
Why go through the program instead of buying coverage on my own?
How does the program handle a serious incident?
Do you help with risk management and safety, or just placement?
Are there benefits beyond insurance coverage?
How does IAAPA benefit from this program?
I’m a supplier, not an operator. Is this for me?
How do I get started?
Still have questions? Whether it’s about coverage, market access, or how the program works for your specific operation, our team is ready to help.
Request a coverage adequacy audit. Most members find a gap.